How Much Money Does Amscot Charge To Cash A Check

How Much Does Amscot Charge to Cash a Bank check?

Final Updated: August ix, 2018

Amscot is a financial establishment that offers many services, including the ability to cash checks of all kinds for any corporeality.

Known for some of the lowest fees on the market, Amscot claims that about of their fees are well nether the limits that are set by the state.

How much does information technology cost to cash a check at Amscot?

The fees to cash a check at Amscot is going to depend on the blazon of check and the amount. On average, the fees for Amscot to greenbacks a check can range anywhere from as fiddling as $2 to every bit much as $14.95, or if they charge a certain percent, the percentages can range from ane to nine.ix%.Regardless of what check you're cashing, at that place will be a $3 minimum accuse.

To give you a scenario, a $700 payroll cheque volition cost $xiii.65, while a $300 payroll check volition price $7.60. With near payroll checks, y'all are going to pay about 2%.

Blazon of Check	Rate
Amscot Money Orders	ane.5%
Cashiers	$0 to $v,000 -- iii.ix%; $5,000+ -- 4.9%
Authorities Checks	$3-$ten; 1.9 or ii.nine%
Insurance	$0 to $v,000 -- 3.9%; $v,000+ -- 4.nine%
Money Club	nine.9%
Payroll	$three-$14.95; 2.0% for checks higher than $ane,000
Personal Check	9.9%
Tax Refund	2.5%

Cashing a bank check at Amscot overview

Amscot cashes the following types of checks: personal, reckoner, handwritten, insurance, cashier's, government, money order, traveler's, out-of-state, and international checks. They are able to greenbacks checks in any amounts. If you own a business and have a check made out to your company, you can nonetheless utilize Amscot's check cashing service.

Nigh Amscot locations are open on Saturdays and Sundays also as being open very early on and late on weekdays. Some are fifty-fifty open up 24 hours.

In order for Amscot to cash a check, you must bring in a valid photo I.D such equally a driver's license, armed services ID and/or state-issued identification bill of fare.

What are the extra costs?

If any photocopies are needed, a $0.25 fee can employ.

An envelope can cost $0.10.

Faxes, if needed, can start at $3.

Tips to know:

To save yourself time, remember your local Amscot to make sure that they will be able to cash the check that you accept. There is a chance there may be more than one location in your area, and so call around to notice the best service.

Other services

Cash Advance . Sometimes referred to equally a Payday loan, this service will be able to requite you money that you demand to pay a particular bill if your paycheck is not going to come in fourth dimension for you to pay it. Although this may toll a few dollars, it will be better than dissentious your credit on incurring belatedly fees from the billing company. This type of loan will usually be given past you writing and post-dating a check, which allows you to await until your check is deposited simply also allows Amscot to avoid having to run a credit check. These can exist taken for up to $500.

Coin Gild . If yous need a money order, most places will accuse yous a small pct or one apartment fee. At Amscot, however, money orders are always free of charge. However, if y'all lose a money order and need it replaced, there will exist a replacement fee, normally around $12.

Pre-paid Credit Card. If you lot have poor credit and are unable to get canonical for a credit card through your depository financial institution, y'all can buy a pre-paid ane from Amscot. This allows you lot to avoid conveying greenbacks as well as pay bills online or over the phone.

Pre-paid Wireless . Amscot offers a pre-paid jail cell phone service for those who practice not want to sign a long-term contract. In one case you purchase or acquire your phone, you can only pay for a sure number of minutes or corporeality of data. Once you run out, simply call or visit Amscot to add more than.

Bill Payment . Near local utility companies will let y'all to pay your beak right at your local Amscot location. Instead of having to send the payment in, you tin go pay information technology in person. Each Amscot location will accept a list of utility companies that they will accept.

Other Services . If yous need any other small services, Amscot offers things such every bit ATMs; notary services such as faxing and photocopying; postal services such as providing stamps, envelopes, and boxes also as actually existence able to transport them; and, in some locations, bus passes.

How can I save coin?

Most of the time, cheque cashing places are going to be a lot more than than using your local banking company. If possible, open a checking or savings business relationship at your local bank to avert any fees when cashing a check.

If you are positive that yous desire to use a check cashing service, try your best to go at least three quotes from other places in your area. Even though they claim they are under state limits, it does not injure to see if other fiscal institutions are able to beat their charge per unit.

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